The financial
landscape
has changed.

The financial landscape has changed.

And so should your investments. You need a plan that fits your needs and accounts for the shifting markets. Here, you can learn exactly what's happening and what you can do about it. So you can start a conversation with your financial advisor today.

And so should your investments. You need a plan that fits your needs and accounts for the shifting markets. Here, you can learn exactly what's happening and what you can do about it. So you can start a conversation with your financial advisor today.

Start building your Action Plan. Select all the statements below that apply to you, then select 'Create Your Action Plan'.

Start building your Action Plan. Tap all the statements below that apply to you, then tap 'Create Action Plan'.

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I want to protect my portfolio.

I know 65 is going to come quickly.
I have big plans for the future.

I want more income from my investments.

I want my money to grow, but can't handle the market's ups and downs.

I need more income to be able to retire.

I need more ways to earn money.
And I plan on living a long time.
I'm playing it safer this time.
Are my investments losing value?

I'm worried about rising interest rates.

I'm worried about outliving my savings.

Create Your Action Plan Create Action Plan

Rethink Your Bonds

This additional content may be of interest to you

RETHINK YOUR BONDS

BECAUSE YOU SELECTED:

    • Why You Need to Act
    • Almost 90% of Traditional Bond Funds Lost Money in 20131

      Many of the funds that worked during the past 30 years of declining interest rates may not be equipped to provide the same income and protection you have come to expect.

    • Rates Rise and Values Drop

    • Bonds: Once Thought Safe,
      Now Risky?

      With interest rates poised to rise, it’s time to rethink your bonds.

    • So What Do I Do With My Money?
    • Expand Your Bond Portfolio

      We suggest allocating a portion of your portfolio to flexible bond funds, instead of traditional bond funds that may lack the means to manage interest rate-sensitivity.

      By exploring a broader universe of investments, flexible bond funds can adapt to changing markets, potentially capturing opportunities and reducing risk.

SHARE WITH YOUR ADVISOR

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This material does not constitute investment advice and is not intended as an endorsement of any specific investment.

This additional content may be of interest to you

FIND INCOME, BUT DON’T OVERREACH

BECAUSE YOU SELECTED:

    • Why You Need to Act
    • Income Streams Have Dried Up

      Yields on traditional bonds are half of what they were just 5 years ago.2

      That’s why, now more than ever, you have to look far and wide for attractive income.

    • Yields Have Diminished

    • Proceed with Caution

      Since the credit crisis, generating a 5% income stream has required taking on 3 times more risk.3

    • So What Do I Do With My Money?
    • Go Beyond the Traditional

      We suggest allocating a portion of your portfolio to flexible income funds in place of lower-yielding or higher-risk options.

      Flexibility means going beyond the bounds of traditional strategies, combining different income sources in a smarter way.

      These funds offer the potential for more attractive income with carefully managed risk.

SHARE WITH YOUR ADVISOR

Don't have an advisor? Click here for more information > Tap here for more information >

This material does not constitute investment advice and is not intended as an endorsement of any specific investment.

This additional content may be of interest to you

SEEK GROWTH, MANAGE VOLATILITY

BECAUSE YOU SELECTED:

    • Why You Need to Act
    • Investing in a Volatile Market

      Over the last 20 years, the stock market grew 8.2% per year, but the average investor only captured half of that return.4

      On the road to new highs, the stock market produced painful losses, causing investors to make poor timing decisions.

      Growing your assets enough to last a long lifetime, even through turbulent markets, doesn't have to be challenging.

    • Diversifying Can Help
      Reduce Risk

    • So What Do I Do With My Money?
    • Diversify Your Portfolio

      We suggest allocating a portion of your portfolio to well-diversified funds with broad flexibility to invest anywhere.

      Flexible funds can allocate across regions and asset classes, for a more consistent investing experience.

      This offers the potential to grow assets and lessen the impact of market shocks.

    • Hear From The Experts on
      How It's Done

SHARE WITH YOUR ADVISOR

Don't have an advisor? Click here for more information > Tap here for more information >

This material does not constitute investment advice, and is not intended as an endorsement of any specific investment.

SHARE YOUR ACTION PLAN WITH YOUR ADVISOR

Don't have an advisor? Click here for more information > Tap here for more information >

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